About
Samuel Panuyas Jr
I help small business owners get the right coverage — not the most expensive policy, not the cheapest one, but the one that actually protects what they've built.
Samuel Panuyas Jr
Commercial Insurance Specialist
Background
My Story
I got into insurance because I watched too many small business owners get burned — not by bad luck, but by bad coverage. They thought they were protected. They weren't. When something went wrong, the policy they'd been paying for didn't cover what they needed it to.
That's the problem I set out to fix. I work exclusively with small business owners because they're the ones who need a real advocate — someone who takes the time to understand their business, explains their options honestly, and makes sure they're not left exposed when it matters most.
Over the years I've helped hundreds of businesses across industries get properly covered. My approach is simple: no jargon, no pressure, no one-size-fits-all solutions. Just straight talk and coverage that fits.
Credentials
Credentials & Experience
Licensed Commercial Insurance Specialist
Fully licensed and certified to advise on all commercial lines of coverage.
10+ Years in Commercial Insurance
Over a decade working exclusively with small and mid-sized business owners.
200+ Businesses Protected
From sole proprietors to growing teams across a wide range of industries.
Independent Advisor
Not tied to any single carrier — I find the best fit for your business, not the easiest sale for me.
Values
How I Work
Honest First
If a policy isn't right for you, I'll tell you. My reputation is built on giving advice I'd give a friend — not on closing a sale.
Business-First Thinking
I take the time to understand what you do, who you serve, and what risks are real for your business before recommending anything.
Long-Term Partnership
I'm not here for a one-time transaction. As your business grows and changes, your coverage should too. I stay involved.
Let's Talk About Your Business
A free consultation costs you nothing and could save you a lot. Let's find out if you're properly covered.